Long term care is a range of service one might need to reach your personal care needs. Most of this area of service is assistance with the basic personal tasks of everyday life, sometimes called Activities of Daily Living or ADL’s. Very few people are setting money aside for long-term care even though most worry about aging and the issues that come with.

  • Bathing
  • Using the restroom
  • Eating
  • Getting Dressed
  • Transferring to or from a bed or chair

There are more long term care services available besides the one listed above. These are services oftentimes called Instrumental Activities of Daily Living or IADLs.

  • Making a phone call
  • Taking Medication
  • Housework
  • Managing Money
  • Preparing and Cleaning Up After Meals
  • Shopping for Groceries
  • Responding to Emergency Situations

The elderly population over the coming decades is increasing meaning a substantial increase in the number of people who will need long-term care is growing at an alarming rate.

Long-term care costs are huge. We can’t afford not to think about them.

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