How Much Is a Rear-End Accident Worth?


How much a rear-end accident is worth depends greatly on the facts of the case in question. There is no such thing as a “typical” or “average” car accident case. Each case has its own factors that contribute to the value of that case. These factors include:

  • The value of the victim’s damages
  • Whether the victim can file a fault-based claim
  • Whether shared liability is a factor

In many relatively minor rear-end accident cases, the victim does not suffer injuries serious enough to justify filing a liability case or lawsuit. This lack of grounds means they cannot recover some types of damages available in a fault-based case, reducing the value of their case.

Available Damages Affect the Value of Your Rear-End Accident

In some cases, state law prevents accident victims from filing fault-based claims after a traffic accident. While filing a claim based on your insurance policy is often easier and quicker, it restricts the types of damages available. It also prevents you from holding the negligent driver accountable.

Generally, the damages you may be able to recover through a claim include:

  • Medical care costs up to the policy limits
  • A portion of your lost wages up to the policy limits
  • Limited related expenses

Because the injuries in these cases are less severe and because of the limited types of recoverable damages, rear-end accidents are generally worth less than those where the victim can pursue a fault-based claim.

If we file a claim based on the at-fault driver’s liability policy or sue to recover compensation, the damages we could recover might include:

  • Current and future medical bills and related costs
  • Current and future lost wages
  • Reduced earning ability
  • Property damages
  • Additional related expenses
  • Pain and suffering
  • Other intangible expenses

It is also important to note that wrongful death actions have their own types of recoverable damages. If we pursue these damages in your case, we will take the same steps to determine a fair value in your case as we do in other personal injury accident cases.

Our Investigation Into Your Accident Will Define a Fair Settlement Range

Establishing a fair settlement value is a key part of influencing how much a rear-end accident is worth. If you agree to a settlement without first speaking with an attorney about your case, you could leave some compensation unclaimed. We often find that our clients do not realize how much their accident affected them financially until we explain what a fair settlement value will look like in their case.

There is no way to accurately determine how much your case might be worth until we investigate what happened, who is liable, and what damages you may be able to recover. By documenting your damages, we can calculate your expenses, estimate your losses, and rely on expert assessments and other resources for the likely future costs and your intangible losses.

This calculation allows us to ensure we are seeking a fair insurance settlement on your behalf if we file a fault-based claim for you. We will demand a payout from the other driver’s insurance carrier and refuse any settlement that does not compensate you justly.

Let Distasio Law Firm Put a Value on Your Rear-End Accident Case

At Distasio Law Firm, we are committed to providing the best client-focused services available. This includes being dedicated to holding at-fault motorists accountable for their actions and recovering a just settlement to fairly compensate our clients in every case. We provide free case evaluations for accident victims, allowing you to learn about your options for filing a claim at no cost to you.

If we determine you can pursue a case based on fault, we will offer to handle your claim or sue the at-fault driver, representing you on a contingency basis.

We will prove your case and document your losses, determining the fair settlement range of your case in the process. Then, we will enter into negotiations with the insurance carrier to secure a fair payout. If they decline our demands, we reserve the right to sue their policyholder for a fair amount as determined by the courts.

Call Us Today for Your Free Consultation

A member of our accident team can review your rear-end accident case for free today. We are here to help if you suffered injuries in an accident in our service area. Contact Distasio Law Firm now to learn more.


Our main office is here in Downtown Tampa, Florida in the Channelside neighborhood. Office in Wesley Chapel and Largo are available by appointment only.

Distasio Law Firm